Annual multi-trip travel insurance

Planning more than one trip this year? Annual multi-trip travel insurance can help cover multiple holidays or journeys abroad under one policy, making it a convenient option if you travel more than once in a 12-month period.

With InsureandGo Ireland, you can get annual multi-trip travel insurance quotes online and choose cover for things like cancellation, emergency medical expenses, baggage, travel delays and 24/7 emergency medical assistance. Whether you are taking city breaks, family holidays, business trips or longer holidays abroad, you can choose the level of cover that suits your travel plans.

What is annual multi-trip travel insurance?

Annual multi-trip travel insurance is designed to cover multiple trips abroad over a 12-month period. Instead of buying a separate policy for each time you travel, you arrange one annual policy and use it for more than one holiday or journey.

It can be a useful option if you take several trips during the year, such as a city break to Europe or the USA, a beach holiday to Spain or Portugal, a family holiday, business trip or weekend away abroad. Your annual multi-trip travel insurance policy includes cover for cancellation, emergency medical expenses, baggage, travel delays, personal liability and emergency assistance while you are abroad.

You can get annual multi-trip travel insurance quotes online with InsureandGo Ireland and choose the cover level that suits your destinations, trip length and travel plans.

What does annual multi-trip travel insurance cover?

Annual multi-trip travel insurance can cover a range of unexpected problems before and during your travels abroad, depending on your and level of cover. This can include cancellation before you travel, emergency medical treatment abroad, baggage issues, travel delays and support if you need medical help while you are away.

Common areas of cover include:

• Cancellation: If you need to cancel a trip before you travel for an insured reason.
• Emergency medical expenses: If you become ill or injured abroad and need urgent medical treatment.
• Baggage cover: If your luggage is lost, stolen or damaged during your trip.
• Travel delay: If your journey is delayed for a reason covered by your policy.
• Personal liability: If you are legally responsible for injuring someone or damaging their property.
• Emergency assistance: Access to support if you need medical help while travelling.

The exact cover, limits and exclusions depend on your policy; always read your policy wording before you travel.

Is annual multi-trip travel insurance right for me?

Annual multi-trip travel insurance may be right for you if you expect to travel more than once during the year. It can suit people who take several holidays, regular city breaks, family trips, business travel or a mix of short breaks and longer holidays abroad.

When choosing annual travel insurance, think about where you are travelling, how often you expect to go away, how long each trip will be and who needs to be covered. You should also consider whether you need extra cover for medical conditions, winter sports, higher-value baggage or specific destinations such as the USA.

Annual multi-trip or single trip travel insurance?

Single trip travel insurance covers one specific holiday or journey abroad. Annual multi-trip travel insurance covers multiple trips during a 12-month period, subject to the maximum trip length and terms of your policy.

If you are only taking one trip, single trip travel insurance may be the simpler option. If you expect to travel more than once during the year, annual multi-trip travel insurance may be more convenient and could offer better value, depending on your plans.

When you get a quote with InsureandGo Ireland, you can compare cover levels and choose the option that best suits how often you travel.