What does Canada travel insurance cover?
Travel insurance for Canada can help protect you against a range of unexpected problems before and during your trip. Depending on the policy and level of cover you choose, this can include cancellation, emergency medical expenses, baggage, travel delays, personal liability and 24/7 emergency medical assistance. Canada is outside Europe, so make sure the area of cover you choose includes Canada before you travel. Always read your policy wording so you understand what is covered, what is excluded and what limits apply.
Toronto, Montréal, Vancouver and Canadian culture
Canada is a brilliant mix of cities, culture and scenery. You might be visiting the CN Tower in Toronto, exploring the old streets and food scene of Montréal, taking in Vancouver’s harbour and mountains, or heading east to Newfoundland for rugged coastline, music, history and strong Irish connections. Canada also suits longer holidays, family visits and road trips, whether you’re travelling through Ontario, Québec, British Columbia, Alberta or the Atlantic provinces.
Ski holidays, winter sports and outdoor trips
Canada is one of the world’s great winter sports destinations, with ski resorts such as Whistler, Banff and Lake Louise attracting travellers from around the world. If you are skiing, snowboarding, snowmobiling, tobogganing, ice skating or taking part in other winter sports, make sure you have selected winter sports cover before you travel. Depending on your policy and schedule of cover, winter sports cover can include things like ski equipment, ski pass cover, piste closure, avalanche or landslide disruption, and inability to ski due to injury or sudden illness, subject to the terms and limits of your policy.
Do I need medical cover for Canada?
Medical treatment in Canada can be expensive for visitors, so emergency medical cover is an important part of travel insurance for Canada. Unlike trips within the EU, an EHIC will not apply. Travel insurance can give you broader protection for your trip, including emergency medical expenses, repatriation to Ireland, cancellation, baggage and delays, depending on the cover you choose. This can be especially important if you are travelling with family, visiting relatives, going skiing, taking a long-haul holiday or booking flights, accommodation, tours or activities in advance.
