Travel Insurance with a Medical Condition

InsureandGo offers online medical screening for travellers with pre-existing medical conditions. During the quote process, you can declare any illness, condition or disability that may affect you or your fellow travellers, then answer a series of medical screening questions so we can assess the cover available.

If you would prefer to go through this with one of our team, you can call us on 091 545 904.

So if you’re looking for travel insurance with medical condition cover, choose InsureandGo. Our online medical screening helps you find out what cover is available before you buy, so you can travel with more confidence.

What does travel insurance with a medical condition cover?

Travel insurance with medical condition cover can help protect you if you have a pre-existing illness, condition or disability that may affect your trip. Once you declare your medical conditions and complete the screening process, we can assess what cover is available for your trip.

Common areas of cover can include:

• Emergency medical expenses: If you become ill or injured abroad and need urgent medical treatment.
• Declared medical conditions: Cover for pre-existing medical conditions that have been declared, screened and accepted.
• Cancellation: If you need to cancel your trip before you travel for an insured medical reason.
• Emergency assistance: Access to support if you need medical help while travelling.
• Repatriation: Help with getting you home if this is medically necessary and covered by your policy.
• Travel disruption: Cover for certain delays or disruptions, depending on your policy and level of cover.

The exact cover, limits and exclusions depend on your policy, so always read your policy wording before you travel.

Is travel insurance with medical condition cover right for me?

Travel insurance with medical condition cover may be right for you if you have a pre-existing illness, medical condition or disability and you are planning to travel abroad. This can include conditions that are ongoing, recently diagnosed, under investigation or managed with medication.

Before you buy travel insurance, think about your destination, how long you will be away, who is travelling with you and whether any medical condition could affect your trip. You should also consider the cost of healthcare in the country you are visiting, especially if you are travelling to destinations such as the USA, where medical treatment can be expensive.

If you are unsure whether you need to declare a condition, it is usually safer to check during the medical screening process or speak to our team before buying your policy.

How does online medical screening work?

InsureandGo offers online medical screening as part of the quote process. You can declare any illness, condition or disability that may affect you or your fellow travellers, then answer a series of questions so we can assess the cover available.

The screening process helps us understand your medical circumstances before you buy your policy. Once complete, you will be able to see whether cover is available and whether any additional premium, terms or exclusions apply.

If you would prefer to go through medical screening with one of our team, you can call us on 091 545 904. You can also get a quote online with InsureandGo and complete the screening during your quote.