Portugal travel insurance
Planning a trip to Portugal? From Lisbon, Porto and the Douro Valley to the Algarve, Albufeira, Madeira and beyond, Portugal is a favourite with Irish travellers looking for sunshine, food, wine, football, history and a proper break away.
Whether you’re climbing the steep streets of Lisbon, trying pastel de nata, tackling a Francesinha in Porto, wine tasting in the Douro Valley, heading to a match at Benfica, Sporting or Porto, or escaping to the beaches of the Algarve, it’s worth having the right travel insurance in place before you go. Get a Portugal travel insurance quote with InsureandGo and choose the cover level that suits your trip.
One Trip, One Policy
Cover for a single holiday or city break, from start date to return date.
Medical & Cancellation
Cover for emergency medical expenses and cancellation.
Real-time Flight Delay
Free lounge access if your flight is delayed (Gold & Platinum products).
24/7 Online GP
Speak to a qualified doctor online while you’re abroad with TravelGP.
What does Portugal travel insurance cover?
Travel insurance for Portugal can help protect you against a range of unexpected problems before and during your trip. Depending on the policy and level of cover you choose, this can include cancellation, emergency medical expenses, baggage, travel delays, personal liability and 24/7 emergency medical assistance. Before you travel, always read your policy wording so you understand what is covered, what is excluded and what limits apply.
Lisbon, Porto, Madeira and Portuguese culture
Portugal is packed with culture, character and history, from Lisbon’s hills, trams and tiled streets to Porto’s riverfront, wine cellars and football nights. It is a country shaped by seafaring, trade, conquest, colonisation and spices, with a history that stretches from medieval kingdoms to global exploration. You might be visiting museums and monasteries, enjoying seafood by the Atlantic, tasting tawny port in Porto, exploring Madeira, or paying your respects to Portugal’s modern icons, from Cristiano Ronaldo to José Mourinho.
Beach holidays, food trips and football weekends
For many Irish holidaymakers, Portugal means sunshine, beaches and easy-going breaks in places like the Algarve, Albufeira, Faro, Lagos, Vilamoura and Portimão. It is also a brilliant destination for food and wine, whether you’re trying grilled sardines, bacalhau, pastel de nata, vinho verde, port, or a full-on Francesinha after a day exploring Porto. If your trip includes flights, accommodation, football tickets, tours, activities or restaurant bookings, travel insurance can help protect the money you have spent if certain insured events affect your plans.
Do I need medical cover for Portugal?
Irish travellers can use an EHIC for medically necessary state-provided healthcare in Portugal, but an EHIC is not a replacement for travel insurance. It does not cover everything, such as private medical treatment, repatriation to Ireland, cancellation, baggage, delays or lost and stolen property. Travel insurance can give you broader protection for your trip, especially if you are travelling with family, visiting Madeira, booking a beach holiday in the Algarve, or paying in advance for flights, accommodation, tours or activities.

Multi-trip travel insurance

Winter sports cover

Long stay travel insurance
Contact information
Emergency contact overseas
In the event of an emergency overseas, call +353 91 545908
Non-emergency claims
For non-emergency claims, please call +353 91 545907
Other enquiries
For other enquiries, please see our “Contact Us” page.
