Long Stay Travel Insurance

At InsureandGo, we understand that sometimes a week just isn’t enough.

Our long stay insurance offers you comprehensive cover for all the essentials, including trip cancellation, medical expenses and baggage. Whether you’re travelling on business or pleasure, long stay insurance from InsureandGo gives you peace of mind for a competitive price.

With InsureandGo, you can get long stay trip travel insurance quotes online for trips to Europe, the USA and other destinations throughout the world.

What does long stay travel insurance cover?

Long stay travel insurance can cover a range of unexpected problems before and during an extended trip abroad. This can include cancellation before you travel, emergency medical treatment overseas, baggage problems, travel delays and emergency assistance while you are away.

Common areas of cover include:

• Cancellation: If you need to cancel your long stay trip before you travel for an insured reason, such as unexpected illness.
• Emergency medical expenses: If you become ill or are injured abroad and need urgent medical treatment during your trip.
• Baggage cover: If your luggage is lost, stolen or damaged while you are travelling.
• Travel delay: If your scheduled journey is delayed for a reason covered by your policy, such as adverse weather, strike action or mechanical issues.
• Personal liability: If you are legally responsible for injuring someone or damaging their property while abroad.
• Emergency assistance: Access to support if you need medical help while travelling.

The exact cover, limits and exclusions depend on your policy, so always read your policy wording before you travel.

Is long stay travel insurance right for me?

Long stay travel insurance may be right for you if you are planning an extended trip abroad and need cover for more than a standard short holiday. It can suit longer holidays, backpacking trips, extended stays with family or friends, business travel, gap year-style travel or longer visits to destinations such as Europe, the USA, Australia or Asia.

Think about where you are travelling, how long you will be away, who is travelling with you and what you plan to do during your trip. You should also consider whether you need extra cover for medical conditions, sports and activities, higher-value baggage, multiple destinations or other specific travel plans.

If you are taking one longer trip rather than several shorter trips throughout the year, long stay travel insurance may be more suitable than annual multi-trip cover.

Long stay, single trip or annual multi-trip travel insurance?

Single trip travel insurance is usually designed for one standard holiday or journey abroad. Annual multi-trip travel insurance can cover multiple trips over a 12-month period, with the maximum trip length depending on your age and the cover level you choose. Long stay travel insurance may be more suitable if you are planning one extended trip abroad.

If you are taking one longer trip, such as an extended holiday, backpacking trip, gap year-style journey or longer stay with family or friends, long stay travel insurance may give you a better fit than a standard single trip or annual multi-trip policy. If you expect to take several shorter trips during the year, annual multi-trip cover may be more convenient.

When you get a quote with InsureandGo, you can review the available cover levels and choose the option that best suits your destination, trip length and travel plans. Click here to get a quote now.