What does Europe travel insurance cover?
Travel insurance for Europe can help protect you against a range of unexpected problems before and during your trip. Depending on the policy and level of cover you choose, this can include cancellation, emergency medical expenses, baggage, travel delays, personal liability and 24/7 emergency medical assistance. Before you travel, always read your policy wording so you understand what is covered, what is excluded and what limits apply.
City breaks, beaches and European culture
Europe is ideal for short breaks and longer holidays from Ireland. You might be visiting the Louvre in Paris, the Prado in Madrid, the Colosseum in Rome, the Acropolis in Athens or the canals of Amsterdam. You could be heading for tapas and vino tinto in Spain, pasta and galleries in Florence, Christmas fairs in Vienna or Budapest, seafood in Lisbon, or a beach holiday in Portugal, Greece, Italy, Croatia or the Canary Islands. If your trip includes excursions, museums, events, rail travel, ferries or paid accommodation, travel insurance can help protect you if certain insured events affect your plans.
Interrailing, skiing, camping and activity holidays
European holidays are not just about city breaks. You might be Interrailing across several countries, camping in France, wine tasting in Portugal, skiing in the Alps, going to a football match in Spain or Italy, hiking in Austria, island hopping in Greece or planning a food-focused trip through France or Italy. If you plan to take part in sports, winter sports or other activities, check that your policy includes the cover you need. Winter sports, in particular, may require specific cover to be selected before you travel.
Do I need medical cover for Europe?
Irish travellers can use an EHIC for medically necessary state-provided healthcare in many European countries, but an EHIC is not a replacement for travel insurance. It does not cover everything, such as private medical treatment, repatriation to Ireland, cancellation, baggage, delays or lost and stolen property. Travel insurance can give you broader protection for your trip, especially if you have paid for flights, accommodation, tours, events or activities in advance. InsureandGo offers options for single travellers, couples, families, older travellers and people with pre-existing medical conditions.
