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Holiday Insurance

Whether you’re planning a beach break in Spain, a family holiday in Europe or a longer trip to the USA, holiday insurance can help protect you against unexpected costs before and during your trip. With InsureandGo Ireland, you can get holiday insurance quotes online and choose cover for things like cancellation, emergency medical expenses, baggage and 24/7 emergency medical assistance.

From single trip and family holiday insurance to annual holiday insurance and cover for travellers over 65, you can choose the option that suits your plans and budget. Get a quote today and find cheap holiday insurance for your next trip abroad, with the reassurance of choosing the level of cover that is right for you.

What is holiday insurance?

For Irish holidaymakers, holiday insurance can be useful whether you are taking a short break in Europe, a family holiday, a longer trip to the USA or several trips abroad during the year. The right policy depends on where you are travelling, how long you are going for, who is travelling with you and whether you need any extra cover, such as medical condition cover, winter sports cover or annual holiday insurance.

For Irish holidaymakers, holiday insurance can be useful whether you are taking a short break in Europe, a family holiday, a longer trip to the USA or several trips abroad during the year. The right policy depends on where you are travelling, how long you are going for, who is travelling with you and whether you need any extra cover, such as medical condition cover, winter sports cover or annual holiday insurance.

You can get holiday insurance quotes online with InsureandGo Ireland and choose the cover level that suits your trip.

What does holiday insurance cover?

Holiday insurance can cover a range of unexpected problems that may affect your trip, depending on the policy and level of cover you choose. This can include cover before you travel, such as cancellation, as well as cover while you are away, such as emergency medical treatment, baggage issues or travel disruption.

Common areas of cover can include:

  • Cancellation cover: If you need to cancel your holiday for an insured reason before you travel.
  • Emergency medical expenses: If you become ill or injured while abroad and need urgent medical treatment.
  • Baggage cover: If your baggage is lost, stolen or damaged during your trip.
  • Travel delay: If your journey is delayed and your policy includes cover for this.
  • Personal liability: If you are legally responsible for injuring someone or damaging their property.
  • Emergency assistance: Access to help if you need medical support while travelling.

The exact cover, limits and exclusions will depend on your policy, so it is important to read your policy wording before you travel.

When should I buy holiday insurance?

It's probably best to buy holiday insurance as soon as you book your trip. This ensures that you will have cancellation cover in place before you travel, which is important if you need to cancel your trip for a reason that is covered by your policy.

How can I find cheap holiday insurance?

If you are looking for cheap holiday insurance, compare the level of cover you need with the price of the policy. The cheapest holiday insurance may not always be the best option if it does not include the cover you need for your destination, trip length, medical circumstances or planned activities. The Bronze product is the cheapest holiday insurance cover offered by InsureandGo - you can get a quote here.

What is the best holiday insurance for me?

The best holiday insurance depends on your travel habits and the cover you require. A single trip policy may suit one holiday, while annual multi-trip holiday insurance may suit you if you travel more than once a year. Also keep in mind where you are travelling - you can purchase policies for travel within Europe, worldwide excluding the United States and Canada, or worldwide. Other considerations incluede who you are travelling with, any medical conditions you may have, and whether you need extra cover for activities. Finally, choose a product that suits your cover needs - you can get a quote for holiday insurance with InsureandGo here.

Do I need holiday insurance for Europe?

Holiday insurance can still be useful for trips to Europe. It can provide cover for more than emergency medical treatment, including cancellation, baggage, delays, personal liability and other insured events, depending on your policy. We recommend you apply for the EHIC card to get healthcare for free or at a reduced cost in the EU, the EEA and Switzerland.

Contact information

Emergency contact overseas

In the event of an emergency overseas, call +353 91 545908

Non-emergency claims

For non-emergency claims, please call +353 91 545907

Other enquiries

For other enquiries, please see our “Contact Us” page.