Family Travel Insurance

Planning a family holiday abroad? Family travel insurance can help protect you and your family before and during your trip, with cover for things like cancellation, emergency medical expenses, baggage, travel delays and 24/7 emergency medical assistance.

With InsureandGo, you can get family travel insurance quotes online for holidays in Europe, the USA and destinations worldwide. Whether you are planning one family holiday or several trips during the year, you can choose the level of cover that suits your family and your travel plans.

What does family travel insurance cover?

Family travel insurance can cover a range of unexpected problems that may affect your holiday. This can include cancellation before you travel, emergency medical treatment abroad, baggage problems, travel delays and emergency assistance while you are away.

Common areas of cover include:

• Cancellation: If you need to cancel your family holiday before you travel for an insured reason, such as unexpected illness.
• Emergency medical expenses: If you or a family member becomes ill or injured abroad and needs urgent medical treatment.
• Baggage cover: If your luggage is lost, stolen or damaged during your trip.
• Travel delay: If your scheduled journey is delayed for a reason covered by your policy.
• Personal liability: If you are legally responsible for injuring someone or damaging their property.
• Emergency assistance: Access to support if you or a family member needs medical help while travelling.

The exact cover, limits and exclusions depend on your policy, so always read your policy wording before you travel.

Is family travel insurance right for me?

Family travel insurance may be right for you if you are travelling abroad with your partner, children or other family members and want cover under one policy. It can suit beach holidays, city breaks, family trips to Europe, holidays to the USA, cruises and longer family stays abroad.

Think about where you are travelling, how long you will be away, who needs to be covered and what you plan to do on your trip. You should also consider whether any family member needs extra cover for medical conditions, sports and activities, higher-value baggage or other specific travel plans.

Single trip or annual family travel insurance?

Single trip family travel insurance can cover one family holiday or journey abroad. Annual family travel insurance can cover multiple trips over a 12-month period, with the maximum trip length depending on your age and the cover level you choose.

If you are taking one family holiday, single trip family travel insurance may be the simplest option. If your family expects to travel more than once during the year, annual family travel insurance could be more convenient and may offer better value, depending on your plans.

When you get a quote with InsureandGo, you can review the available cover levels and choose the option that best suits your family, destination and trip length. Click here to get a quote now.