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What is winter sports travel insurance?

Winter sports travel insurance is designed for holidays where you plan to ski, snowboard or take part in other winter sports activities. Standard travel insurance may not automatically include cover for winter sports, so it is important to choose a policy that matches what you plan to do on the slopes.

InsureandGo Ireland offers winter sports travel insurance for trips to Austria, Andorra, Canada, Switzerland and northern Italy among other destinations.

What does winter sports travel insurance cover?

Winter sports travel insurance can include cover for unexpected problems before and during your trip. This includes winter sports-related cover such as ski equipment, piste closure or unused ski packs, in addition to the standard cancellation, emergency medical expenses, baggage, travel delays and emergency assistance.

The exact cover, limits and exclusions depend on your winter sports policy may vary, so check your policy wording before you travel.

Is winter sports travel insurance insurance right for me?

Winter sports travel insurance might be appropriate if you are planning a skiing or snowboarding holiday abroad and want cover that reflects the activities you will be doing. It can suit ski trips to Europe and further afield, family ski holidays, snowboarding breaks and winter sports holidays where medical treatment, rescue costs or lost equipment could be expensive.

Choosing cover for skiing and snowboarding

Before you travel, think about where you are going, how long you will be away, who is travelling with you and what winter sports activities you plan to do. You should also check whether your policy includes the cover you need for ski equipment, lift passes, ski school, medical emergencies and any activities outside standard marked pistes. Click here to get a quote now.

Do I need winter sports cover for skiing or snowboarding?

If you are planning to ski, snowboard or take part in any winter sports activities, you should choose to have winter sports included on your policy. The standard travel insurance doesn't automatically cover winter sports, so check that the correct winter sports product has been selected before you travel.

What winter sports activities can be covered?

Winter sports cover can include skiing and snowboarding, including off-piste skiing and snowboarding where this is allowed and not considered unsafe by the resort.

If you are going off-piste, you need to follow resort rules and local guide or instructor advice.

Where off-piste activity is only allowed with a guide, then the guide’s advice must be strictly followed.

Does ski insurance cover ski equipment and lift passes?

InsureandGo's winter sports cover includes protection for skis, ski equipment and ski passes, depending on your policy and cover limits. There is also cover available for damage, loss or theft of owned or hired skis and ski equipment. Limits and conditions apply, including age-based limits for owned ski equipment.

Am I covered if I can't ski during my trip?

You may be covered if you are certified by a qualified medical practitioner at the ski resort as unable to ski because of injury or sudden, unforeseen illness during your trip. The policy wording refers to a proportionate refund for unused ski-pack charges, up to the limit shown in your schedule of cover.

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In the event of an emergency overseas, call +353 91 545908

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